Fairhope Alabama Beach

Cancellation vs. Non Renewal There are 2 ways to end an insurance policy: cancellation or non renewal. What is the difference between cancellation and non renewal? Non renewal is when a customer does not pay for the following year. The… Continue Reading…

Named Storm Insurance Deductible Named storm insurance deductibles are now available for Mobile and Baldwin County! A named storm is any storm given a name. Usually, this applies to hurricanes. If for some reason, a non-hurricane storm is given a… Continue Reading…

Dauphin Island Insurance can be hard to get! But you’ve come to the right place! Heritage Insurance of Alabama provides insurance for Dauphin Island, Fort Morgan, Gulf Shores, and Orange Beach!   Dauphin Island Insurance Usually, when a customer calls… Continue Reading…

If you have force placed insurance and need cheaper insurance, get a quote! If you need force placed insurance, see below for more details. Heritage Insurance provides cheap homeowners insurance for Mobile and Baldwin County!   What Is Force Placed… Continue Reading…

Some things that affect the price of house insurance are out of our control. How the house is built and where it’s located all affect your price. But did you know that you might be eligible for home insurance discounts?… Continue Reading…

What is surplus lines insurance? Most of our policies have a Surplus Disclaimer which states:   The undersigned understands that the insurance coverage provided by the above-described policy is written by an insurer that is not authorized (licensed) by the… Continue Reading…

Here in Mobile AL, we are commonly affected by hurricanes that form in the Atlantic Ocean and the Gulf of Mexico.  In order to protect your home, you need an insurance policy from a company you can trust.    … Continue Reading…

Taking homeowners insurance pictures of a house is something that can really help your insurance agent out!  Watch this video, or read through these quick steps to learn more about homeowners insurance pictures! Take 4 pictures of your house at… Continue Reading…

Baldwin County Protection Classes TOWN NEW CLASS OLD CLASS SINCE Barnwell 6/6x 6 & 9 2004 Bay Minette 4/4x 4 & 9 2014 Beat 7/7x 7 & 9 2002 Belforest 4/4x or 5/5x 4 & 5 & 9 2013 Bon… Continue Reading…

What are the Insurance Prices in Daphne AL like?  Home insurance is a unique thing in Southern Alabama.  It is a nice get away in the winter, and the gulf coast makes it enjoyable year round.  But due to hurricanes… Continue Reading…

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